Analytics of Lending

Abstract: Lending Club (LC) is a Peer-to-Peer lending company acting as a loan originator and a web platform between borrowers and investors. Marketplace lending relies on large-scale loan screening and information production by investors, a major deviation from the traditional banking paradigm. Theoretically, the participation of sophisticated investors in marketplace lending increases volumes and improves screening outcomes, but also creates adverse selection to less sophisticated investors. In this project we will analyze the factors in relation with lending of various types of loans and reach conclusions based upon that.

Keywords: Exploratory Data Analysis, Python, Jupyter, Numpy and Pandas